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26 Jun 2024


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22 Jan 2024

Employers Payroll Savings!

Saving direct from your salary to your credit union account

19 Jun 2023

Credit unions can offer more affordable finance options for borrowers

Young Borrowers urged to consider Credit Union Loans

Engage Account

Engage Account & Visa debit card

Engage Account & Visa debit card

Looking for a more convenient and rewarding account and debit card?
It’s time to Engage with your local Credit Union!

No credit checks and no lengthy applications. The Engage account and Visa debit card is available exclusively to Credit Union and Community Bank members, regardless of your financial circumstances.

You can receive regular funds, such as wages or benefits, or a loan from your Credit Union, into your Engage account, giving you instant access to your money without the risks or hassle of carrying cash. As well as reaping the benefits offered by high-street bank accounts such as sending, spending and receiving money with your contactless Visa debit card, the Engage account is packed full of helpful features.

Never miss a bill payment with Engage Envelopes Budgeting Tool

Take the stress out of budgeting and paying household bills. With Engage Envelopes, you can ringfence the money you need for your bills, so you never have to worry about overspending.

Earn Cashback Rewards with Engage

With Engage you can earn up to 15% cashback at national retailers whenever you use your Engage debit card to make a purchase.

For details of participating Engage reward retailers, download the Engage app today or visit

Manage your money in real-time, all the time, with the Engage app

The Engage app allows you to make the most of Engage and easily manage your money. The app makes it easy for you to:

Add the Engage Digital Card to Your Smartphone

As well as using your contactless debit card to make purchases, you can also use your smartphone to make contactless payments.

No Interest, No Overdraft, No Hidden Fees or Charges

  • Unlike big banks and other financial service providers, Engage works with Grampian Credit Union to offer accounts to everyone, no matter what your background or credit status. Charges apply to the account at low or no cost, including:
  • Monthly management fee
    • Classic: £2 per month.
  • ATM withdrawal (UK)*: 75p
  • Bank transfer: FREE (up to £10,000)
  • First card fee: FREE
  • Replacement for lost/stolen/damaged card: £5
  • UK purchases: FREE
  • European & International purchases: £1.00 plus 2% of the transaction value.
  • Balance enquiries: FREE through your mobile app or by logging into your account online. 10p via ATM.

Notifications e.g. on when a payment comes into your account: FREE via your mobile app or via email, 10p via SMS alerts.

Please read the full fee information and terms & conditions here: T&Cs

Get your Engage Account today, have your Credit Union membership number ready and apply in minutes! –

Helpful video YouTube

Need more help?

Head to for all help related to your Engage Account.

You can also contact the Engage support team on 0333 202 3642 or email

With Engage your funds are always 100% safe.

The Engage Account and Visa debit card is available exclusively to members via our network of Credit Union and community banking partners in the UK. Engage is issued by Contis Financial Services Ltd who is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 900025) to issue e-money and is a member of Visa. Please note that electronic money products are not covered by the Financial Services Compensation Scheme. Instead, any funds received are held in a segregated account so that in the unlikely event that Contis Financial Services Ltd becomes insolvent, your funds are protected against claims made by creditors.

Should you require any further information on how your money is protected, please email