Become a Member

If you live or work in the Grampian area (Aberdeen, Aberdeenshire and Moray) or are employed by Cornerstone, wherever you are living in Scotland, you can join.

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12 Benefits of Membership

There are countless reasons to join Grampian Credit Union. Some of the main benefits are:

Convenient saving - save for holidays, a special occasion, Christmas or just for a rainy day

Affordable loans with repayments to suit your budget

Interest on loans is not front loaded but paid on the reducing loan balance. This means that you only pay interest on the amount you owe

There are no loan set-up fees and no charge for early repayment of your loan

Multiple ways to pay into your account: Payroll deduction, Direct Debit, Standing order and direct from Benefits or Pension

Get children into the savings habit early with our Junior Savers account

Every member benefits from FREE life insurance on all savings and loans

Save while you borrow – when you borrow, an agreed amount is added to your repayments to keep your savings growing while you repay your loan.

Rewards for introducing new members – for every new member you introduce, we thank you with a gift

Grampian Credit Union is a member owned and run financial co-operative working locally to give you and the community an alternative to high street banks and high interest lenders

We can help you build a good Credit Rating when you repay a Credit Union loan

Benefit from our friendly, ethical and professional service

Online Membership Application

Join Online

Join Online

Join Online using the clickable link below, or alternatively download, complete and sign a form to the right and hand it in directly with necessary proof of identity or post to the office.

You can also Join through NIVO mobile App. by following the outlined steps:

1. Scan the QR code below.

2. Download NIVO from your app store (google / apple)

3. Log into the downloaded APP.

4. Complete the membership form 

How do I Join?

Join online or download a membership application form below, complete and sign the form, either hand it in with the necessary proof of identity and address to the office or post it.

  • Photo I.D. (e.g. passport / residence permit / driving licence)
  • Proof of address (e.g. Council tax letter, gas or electricity bill, bank statement, NHS letter)

Download PDF Form

Need a Loan?

Affordable fair LOANS to suit You - £200 to £15,000. Apply online for PERSONAL loan and we can help! And even easier with our quick NIVO App!

Help or Assistance?

If you are unsure about your documentation, or still have other questions, we will be happy to answer any enquiries you may have.

Contact Us